Most states require that boats are insured by the owner.
The U.S. Coast Guard has reported an increase in property damage to boats. If you have use a marina or have a loan out on your boat, it’s likely that you’re required to have watercraft insurance. If you’re not required to insure it, you still need to consider it. Boat insurance is just like car insurance, but with different features. You need to make sure your boat insurance covers everything you need while keeping your premiums low.
Types of Insurance Coverage You Will Need for Your Boat Include:
- Automatic fire extinguisher
- Approved boating education course
- Boat covers
- Burglar alarm
- Communication devices
- Docking fenders
- Medical payments
- Motor coverage
- Physical damage
- Trailer coverage
Discounts You May Be Entitled to Receiving:
- New boat
- Ship-to-shore radio
Keep in mind that every boat is unique. Make sure you check with our team to see if you need any additional coverage or what discounts you’re available for. Call us now to get started.