Williams & Associates LLC has been serving the insurance needs of Marion residents for over 30 years. With a team that has been in business since the turn of the century, Williams & Associates is a full-service insurance agency that has 3 locations to better serve their clients.
The Marion locations offers a full suite of insurance coverage types including:
Homeowner policies are a must! Buying a home is one of the most expensive purchases that you will make during your life. While some mortgages may be 15 years, most are 30 years. An investment of that size and length needs protection. Homeowner insurance policies cover a variety of events such as fire, theft, hail, lightening, and wind damage. Weather in Illinois can be violent during the spring. Strong thunderstorms, producing strong winds and large hail are common. Protect your home and investment with a home owner policy.
Auto insurance is required in Illinois. If you drive uninsured and are cited for this violation you face a minimum of a $500 fine. There are many layers of protection within an auto policy. There is coverage for, not only the vehicle, but property and personal injury. Auto accidents are very common. Not every accident is dramatic, but it can still come with a large price tag. Whether you slide on snow into a ditch, or a car backs into you, the right coverage can save you a lot of time and money. If your automobile is damaged and needs repaired, your policy can include a rental vehicle while yours is being repaired. An auto policy can include roadside assistance and towing. Some examples of this are needing a battery jumped or getting your car towed if it is broken down. Another important coverage you need is uninsured or underinsured motorist coverage. It is a law that everyone must have insurance, but sometimes people are just not covered. Including this into your policy will help with your medical expenses and vehicle repairs even if the other driver does not have coverage. For a more in depth explanation of an auto insurance policy visit our office in Marion, IL.
Commercial insurance can be complex. This type of insurance can cover property damage, bodily injury, and even legal expenses. Did you know that if a customer trips and falls in your office that your company can be held responsible? Business insurance could protect you from this. If your business is sued, your company could have some protection in place by having the right policy.
Health insurance is now required for everyone in America. There are many options for this. Medical bills can be overwhelming. One illness or injury can be very expensive. The right health insurance can provide the shield you will need from those medical bills. Besides illness and injury, a health insurance policy can provide coverage for prescriptions. This is important because prescription costs are at an all-time high. Many Americans are on daily medications and that can get quite expensive. Speaking with a qualified insurance agent can help you balance what coverage you need with your budget.
Your outdoor toys are fun, but can be very expensive if you don’t have any or enough coverage for them. Collision, bodily injury, and property damage are some of the coverages you need to make outdoor activities even better. This coverage can protect you if your RV., boat, or motorcycle is damaged or even a total loss. This policy is important because it also includes personal injury. Medical bills can be more expensive than your boat or motorcycle.
If you have questions about the type of insurance that you may need, one of our insurance agents would be happy to answer your questions and guide you to the best policy to fit your needs.
The Marion office of Williams & Associates LLC was formerly located inside Farmers State Bank but has now moved to their new location, next to Dave Thompson Realty at 1305 N. Carbon St. Suite 2 in Marion.
If you are looking for an insurance agency close to home with years of experience helping local residents and business owners, stop by our office or call (618) 993-0387 to request a quote.