Health Insurance Is Vital to Living a Healthy Life
Family health insurance or individual plans cover one family or person on one plan. While these policies may cost more than group policies, it’s still better than not having any health insurance coverage at all. When you or a loved one falls sick unexpectedly, you need to know that the medical bills are covered. Unfortunately, without health insurance, an unexpected illness can catapult you into financial ruin.
Most Common Types of Managed Healthcare Plans Offered to Groups and Individuals Include:
HMO’s (Healthcare Maintenance Organizations)
PPRO’s (Preferred Provider Organizations)
POS’s (Point of Service Plan)
Find the Perfect Fit for Your Health Insurance Needs
All of these plans tend to come with different levels of deductibles and premiums within your allotted budget. It’s important for your or your family to determine what coverage, deductible, premium, and out of pocket expense will suit your needs and budget the best. Where group insurance covers an array of people, no matter what condition their health is in, individual insurance requires extensive questioning about medical history. In some cases, they even require physical exam for you to qualify for coverage.
Call Us Now to Get the Help You Need
If you have any questions about what options are available to you, or what’s the best plan out there, give us a call now. We’re eagerly waiting to assist you with your insurance needs. One of our friendly representatives will walk you through the process, from start to finish to ensure you’re getting the best fit for you and/or your family. Call us now to get the ball rolling.