Home insurance is a must. If you need to reduce your policy without downgrading coverage, there are a few ways to do this. Many of these improvements will reduce your risk and the cost of the policy. Before you make any upgrades or changes, it is always a good idea to speak with your insurance […]
You’ve probably heard the term “full coverage auto insurance”. If you have financed a vehicle, the finance company will require you to have full coverage insurance. What exactly does that mean? You may be surprised to hear that there isn’t exactly a full coverage policy. Full coverage is a combination of solid protection coverage for […]
A homeowner’s insurance policy usually covers fires and storm damage, but does it cover lost or stolen jewelry. What happens if you come home and find that your home has been robbed? What if your rings slips off while swimming in the lake? Are you covered? Let’s take a look at common coverage. Remember, all […]
There is a chance of snow in the forecast for Marion, IL. Snow can be so beautiful, and oh so damaging. While this round of snow may not be destructive, we are still mid-winter and another round of ice or snow can be damaging. We have already seen freezing temperatures that can cause water lines […]
There’s a sound that occurs when a rock or pebble hits your windshield that is unique among most sounds. Most people, if they were asked to close their eyes and listen, would be able to pick out the sound easily. It’s a mix of a smack, whack, and splintery sound that makes anyone cringe. We […]
Choosing a vehicle isn’t just about the look or speed. You may find a beautiful vehicle that is fast and is perfect for you, until you check with your insurance company. Yikes! The premium could be a deal breaker. Car Insurance premiums widely vary between vehicles. There are many factors that come into play […]
It promises to be a sunny, pleasant day as you and your family are cruising down the road. Suddenly, a large truck passes by and produces tiny rocks in its wake. You hope for the best but unfortunately, a small stone finds your windshield and produces a ding. It’s only a little star-shaped spot, but […]
When it comes to selecting the proper life insurance plan to fit your needs and the needs of your family, the options and various plan features may seem a bit overwhelming. Though it might all be confusing at first glance, some research and the helpful expertise of an insurance agent can help you determine which […]
Rear end collisions are the most frequent type of collision. Because of property damage and medical expenses, they can be quite expensive. Who is liable for a rear-end collision? Typically, the driver that rear-ended the vehicle. What can you do to avoid being rear-ended or rear-ending another vehicle? Inspect your vehicle to ensure […]
While insurance coverage is not something business owners love to talk about, having the proper coverage is essential. Commercial insurance packages include plans such as property, general liability, and other optional policies bundled together under one plan to suit each of your business needs. Without coverage, you could be responsible for medical expenses, legal fees […]