Insurance has become one of the most important parts of our lives and is now a crucial factor in safeguarding not only our well-being but every aspect of our lives. There are many different policies that are needed to be completely covered. You will need auto, health, life, homeowners, renters, and business insurance if you […]
Not to be mistaken for pet insurance, which covers many medical expenses for your four-legged companions, most homeowner policies do provide coverage for pets and any damage they may cause. This is not all-encompassing however, and there are exclusions involved in any policy. Keep these exclusions in mind when shopping for a policy that covers […]
It is that time of year where college students are heading back to class. For many new college students this is their first time away from home. This is an exciting time, and also a time to learn new life lessons. Now that you are officially an adult, it is the time to learn about […]
Summer is the perfect time to spend time outside. Memorial Day and the 4th of July are huge celebrations for Americans. They are usually spent outside grilling and playing. Are you protected by your insurance company if an accident occurs? Let’s take a look at some fun, but potentially risky toys. Pools, trampolines, and playground […]
Summer has officially kicked off. Kids are out of school, so it’s time for a little fun. The best way to beat the heat is to hit the lake. If you plan to take your boat or jet ski out there are a few things you should know about laws and insurance. Just like […]
This is a tough topic. We understand that this isn’t something you want to think about, much less talk about. This is important because this affects all of your family members. Throughout your life you plan for everything. Your entire adult life you have planned for retirement. You have probably allotted money just for that […]
Home insurance is a must. If you need to reduce your policy without downgrading coverage, there are a few ways to do this. Many of these improvements will reduce your risk and the cost of the policy. Before you make any upgrades or changes, it is always a good idea to speak with your insurance […]
You’ve probably heard the term “full coverage auto insurance”. If you have financed a vehicle, the finance company will require you to have full coverage insurance. What exactly does that mean? You may be surprised to hear that there isn’t exactly a full coverage policy. Full coverage is a combination of solid protection coverage for […]
A homeowner’s insurance policy usually covers fires and storm damage, but does it cover lost or stolen jewelry. What happens if you come home and find that your home has been robbed? What if your rings slips off while swimming in the lake? Are you covered? Let’s take a look at common coverage. Remember, all […]
There is a chance of snow in the forecast for Marion, IL. Snow can be so beautiful, and oh so damaging. While this round of snow may not be destructive, we are still mid-winter and another round of ice or snow can be damaging. We have already seen freezing temperatures that can cause water lines […]