Choosing a vehicle isn’t just about the look or speed. You may find a beautiful vehicle that is fast and is perfect for you, until you check with your insurance company. Yikes! The premium could be a deal breaker. Car Insurance premiums widely vary between vehicles. There are many factors that come into play […]
It promises to be a sunny, pleasant day as you and your family are cruising down the road. Suddenly, a large truck passes by and produces tiny rocks in its wake. You hope for the best but unfortunately, a small stone finds your windshield and produces a ding. It’s only a little star-shaped spot, but […]
When it comes to selecting the proper life insurance plan to fit your needs and the needs of your family, the options and various plan features may seem a bit overwhelming. Though it might all be confusing at first glance, some research and the helpful expertise of an insurance agent can help you determine which […]
Rear end collisions are the most frequent type of collision. Because of property damage and medical expenses, they can be quite expensive. Who is liable for a rear-end collision? Typically, the driver that rear-ended the vehicle. What can you do to avoid being rear-ended or rear-ending another vehicle? Inspect your vehicle to ensure […]
While insurance coverage is not something business owners love to talk about, having the proper coverage is essential. Commercial insurance packages include plans such as property, general liability, and other optional policies bundled together under one plan to suit each of your business needs. Without coverage, you could be responsible for medical expenses, legal fees […]
Southern Illinois was hit with rainfall has high as 11 inches in some areas, over a span of two days. That caused major flooding in the region. Several people were evacuated from their homes by boat in Johnston City, Illinois. Flooding impacted both homeowners and renters. Many of those people who contacted their insurance companies […]
Homeowners insurance – What is really covered by your policy? So, you are shopping for homeowners insurance to protect your home and the assets in it. When comparing policies and getting quotes, it is important to find out exactly what you are paying for. Is water or flood damage covered or is this a separate […]
Across the nation, people are faced with disasters as a result of everything from snowstorms and thunderstorms, to hurricanes and tornadoes. They strike many areas annually, and virtually every natural weather event has its own unique set of characteristics. But the one thing they all share in common is their potential to bring significant amounts […]
Disability insurance covers you for an extended period of time. Should you be injured or suffer an illness that leaves you unable to work. The two primary types of disability coverage are short term disability and long term disability insurance. Long term coverage can be for a period of up to five years or until […]
Even though many vehicle owners use price as the main factor when selecting an insurance policy, price alone is not an effective tool when comparing auto insurance rates. Below are a few points you should consider when looking for a new insurance policy. Identify Your Needs and Risk Tolerance First identify the type of coverage […]