home insurance

Home Improvement: When It’s Okay to DIY and When to Call the Pros

When it comes to home improvement projects, the challenge of doing it yourself is what’s appealing to you. Sure, you could hire a professional to do it for you but tackling the project on your own will not only save you money but it will also give you a rewarding feeling of accomplishment to brag about. Imagine someone giving you a compliment on a particular home improvement project and being able to say “thank you, I did it myself!” It’s at that moment that you’ve given yourself the title of an expert after accomplishing one DIY project.

The advancements in technology have given people the idea that they can become professionals with certain home improvement projects just by watching videos on Youtube. They’ll look at these videos and feel like it’s simple enough and that they could do it themselves too! This is where homeowners misjudge their capabilities and end up in the emergency room for trying DIY projects beyond their skill-sets and capabilities.

Unfortunately, these instances happen all the time, and as a homeowner, you should talk to your local agent about the coverage options available to you to give you peace of mind.

Use Your Better Judgement

If you think about it, it’s already too easy to hurt yourself doing simple tasks around your house… imagine the damage you can do to yourself when you throw power tools and tall ladders into the equation! The whole thing has to do with good judgment.

Most people tackle home improvement projects in the springtime. This is when homeowners like to spring clean but also want to save money while doing it. Saving money is what prompts them to take on DIY projects and that’s perfectly fine, but when it comes to these home improvement projects, you have to use better judgment and know when it’s okay to DIY and when you should hire a professional. Take a look at some signs that let you know when to DIY and when to call the pros.

When to DIY

Your project is small enough that you can learn it and execute it in a timely manner

Before taking on any DIY project, you want to make sure you take the time out to do your research on it. Research for your project might include watching tutorial videos and even consulting with experts… For a small enough project, if you’re willing to do the research and learn the steps it would take to safely execute the project, then you should be fine.

You look at your home improvement project as something fun to do, not work

Perspective is a real thing. When you look at your home improvement project as something you have to do, it naturally forces you to somewhat rush to get it done. When you look at it as something you want to do and enjoy doing, you’ll take your time with it and do it right. If you enjoy painting, then you may really enjoy a home improvement project that involves some form of painting and you’ll really enjoy and be proud of the finished product.

When It’s Time to Call the Pros

If any type of mistake you make can cause damage to your home or to yourself

Although there are several considerations to think about when trying to determine when you should hire a professional, this is really the most important consideration. This consideration requires you to sit back and really think about what you can potentially be getting yourself into with your home improvement projects.

If there’s any type of project you’re thinking about taking on that will cause bodily injury to yourself or make your home unsafe, then it’s not worth putting your life or your home at risk. Home improvement projects that can cause bodily injury if you try to do it yourself include:

  • Cleaning the gutters
  • Roof repairs
  • Carpentry and electrical work
  • Certain landscaping work

Luckily, if you do happen to experience injuries from these types of home improvement projects, there are insurance policies that will cover you. Again, there’s no project or task worth injuring yourself for or potentially damaging your home for… Yes, you want to save money but sometimes you get what you pay for, and that can be a good thing or a bad thing… make your money be well-spent.